This blog is about Fintech – Financial Services Technology. People who have long been part of the Financial Services industry are breaking away to focus on automating the broken processes that they once encountered. Technology is becoming center of plate. … Read more SQUEX – The Fintech Blog Methodology
2018 will be the year Financial Services Technology (Fintech) will come of age. This write-up focuses on various sub-segments of Fintech. The discussion centres on how these segments are impacting mainstream Banking and Financial Services. This a beginning of a series of … Read more 2018: Impact Fintech or Fintech Impact?
It has been a while since my last post, August seems a distant past. As we approach December, the developments during the second half of 2016 are what some may call the tail-events. Earlier this year in May, I wrote a piece … Read more Wealth finserv M&A: A self fulfilling prophecy?
Profitability in the tech startup space is never really discussed as the general assumption is that it will take time to achieve. This is the norm more often than not. When we start to talk about Fintech (Financial Services Technology) … Read more Fintech Profitability – A Conundrum?
BCBS239 and PSD2 are two different sets of regulations that are leading the charge to redefine the ‘legacy’ systems. BCBS (Basel Committee on Banking Supervision) regulation number 239 focuses on effective risk data aggregation and reporting focusing on the institutional … Read more BCBS239 – PSD2 – Risk, Compliance, Innovation – All-in-one?
PwC press release and the comment within it “PwC’s forthcoming Global Fintech survey polled 545 leading asset managers – only 9% of asset managers are very familiar and just under 3 in 10 are not at all familiar with blockchain,” … Read more Asset Management-Fintech: Data?
Fintech startups in every aspect of retail banking are making their presence felt but banks are not running for cover just as yet. The reason threat factors are low is because startups are all fragmented and more importantly the customer … Read more Retail banking and Fintech
Company profile: Payment Components Fintech predominantly has been focused on designing and delivering value to retail customers. However, the idea of technology impacting the current processes within core banking, is equally compelling. As the focus shifts to managing the process, … Read more Payment Components – Empowering Fintech for Banks and Corporates
One of the most interesting innovations or variation from status-quo during the last decade has been peer-to-peer (P2P) lending and the use of technology. The area of interest obviously is the use of technology, the regulatory concepts and ‘selling or securitisation’ … Read more Lending (and Borrowing) Culture
Company profile: ArchOver P2P lending and use of technology is possibly the most impactful change of this decade. 2008 financial crisis led to the death of commercial loans as we know it. Business loans were hard to come by, ArchOver … Read more ArchOver – Surveilling the Returns
Company profile: Krzana There is a verb for internet search: Google. Not a noun any more. What does googling a word or phrase reveal? Plenty of information but you still have to look at the information, read it and then … Read more Krzana – Analysing Information Real-time
Blockchain. Settlements. Banking-as-a-Platform (BaaP). Three famous words. Blockchain, just in Q1 2016 garnered investments in excess of half a billion dollars. With over a 100 companies in this segment, the focus of these companies is not just limited to Banking and … Read more Banking-as-a-Platform (BaaP) – Blockchain – Settlements and Custody