One of the most interesting innovations or variation from status-quo during the last decade has been peer-to-peer (P2P) lending and the use of technology. The area of interest obviously is the use of technology, the regulatory concepts and ‘selling or securitisation’ … Read more Lending (and Borrowing) Culture
Company profile: ArchOver P2P lending and use of technology is possibly the most impactful change of this decade. 2008 financial crisis led to the death of commercial loans as we know it. Business loans were hard to come by, ArchOver … Read more ArchOver – Surveilling the Returns
Banking as a Platform (BaaP) is an emerging concept post the advent of Fintech. The idea revolves around the practical usage of Fintech or Banking applications and their interoperability on a platform to redefine the customer experience with the use … Read more Banking as a Platform (BaaP)
2008 crisis saw SMEs feeling the pain. The rest as they say is history. Any business aside from having a good bubble in the BCG matrix needs elements such as – banks, payment processing, business services, working capital, resources to … Read more Fintech a lending hand – about to be bitten?