2018 will be the year Financial Services Technology (Fintech) will come of age. This write-up focuses on various sub-segments of Fintech. The discussion centres on how these segments are impacting mainstream Banking and Financial Services. This a beginning of a series of … Read more 2018: Impact Fintech or Fintech Impact?
Fintech startups in every aspect of retail banking are making their presence felt but banks are not running for cover just as yet. The reason threat factors are low is because startups are all fragmented and more importantly the customer … Read more Retail banking and Fintech
One of the most interesting innovations or variation from status-quo during the last decade has been peer-to-peer (P2P) lending and the use of technology. The area of interest obviously is the use of technology, the regulatory concepts and ‘selling or securitisation’ … Read more Lending (and Borrowing) Culture
Company profile: Ayondo Blind spice tasting and stock trading are not for the faint hearted. Stock trading – something that plenty of people take up as a career option or to make a quick buck but often results in losses. However, … Read more Ayondo – Singapore’s First Fintech IPO
Banking as a Platform (BaaP) is an emerging concept post the advent of Fintech. The idea revolves around the practical usage of Fintech or Banking applications and their interoperability on a platform to redefine the customer experience with the use … Read more Banking as a Platform (BaaP)
Company profile: Online or offline – whenever one is trying to look towards future through an investment lens, there is always the talk of future gains, maybe short-term losses but a long-term strategy always is a return based on your … Read more Riskalyze – Quantify that (Risk) number not roll the dice
Company profile: BondIT Credit Rating. Maturity Date. Coupon Rate. Face Value. Par Value. Government Bonds. Bills. Notes. Bonds. Municipal Bonds. Corporate Bonds. This is barely touching the surface of the entire Fixed Income verbiage. Fixed Income investing is a core … Read more BondIT – Masters of the Bond Universe
Company profile: Call Levels First there was newspaper, then telephone, then computer watching, then emails and then – apps for stock price alerts. Stock price alert is an important function for any investor. iOS, Apple Watch and Android – Call … Read more Call Levels: a thin niche but not on thin-ice
On its first birthday, in October 2013 the CIO of Nutmeg said it had no direct competitors in the U.K. March 2016 reports that Nutmeg is searching for a new CEO. Just about a month ago Nutmeg announced a cut in its fee levels and then … Read more Nutmeg and the search for new CEO
Lets face it it won’t be long before we reach a billion dollar valuation for one or many of the digital banks. Atom bank at $150 million, Mondo bank in alpha testing at $45 million are edging towards that mark. Metro … Read more Digital Banks – a stampede for customers, data or just valuations?
Company profile: Abundance Investments Investments meant for greater good and carrying no negative baggage until a few years ago were nowhere to be seen in the public domain. If, as an individual you cared about the environment all you had … Read more Abundance Investment – doing (well) by doing good